The Ayushman Bharat card and ABHA Health ID card represent governmental initiatives aimed at enhancing access to healthcare services for individuals, both leveraging the Aadhaar number for identification and verification purposes.

However, it’s crucial to recognize that each card offers distinct benefits. To gain clarity on the disparities between these two cards, let’s delve into their variances!

Regarding the Ayushman Bharat Digital Health ID Card

The Ayushman Bharat card, also recognized as the Pradhan Mantri Jan Arogya Yojana (PM-JAY) card, is an initiative championed by the Indian government, primarily focused on extending financial protection to economically disadvantaged families by covering their medical expenses. Beneficiaries are identified based on data from the Socio-Economic Caste Census (SECC). 

Under the Ayushman Bharat scheme, cardholders gain access to cashless secondary and tertiary healthcare services at designated hospitals. The overarching objective is to offer healthcare coverage to over ten crore impoverished and vulnerable families, providing each family with free healthcare services up to a maximum limit of 5 lakhs per year. The card includes: 

Accessibility to Healthcare: Facilitating economically challenged individuals in accessing essential healthcare services.

Comprehensive Coverage: Offering annual coverage of up to 5 lakh per family, safeguarding against medical expenses.Pre and Post-Hospitalisation Costs: Covering expenses related to pre-hospitalisation for three days and post-hospitalisation for fifteen days, alleviating the financial strain on beneficiaries. 

About ABHA Ayushman Bharat

 ABHA, formerly known as Health ID, stands for Ayushman Bharat Health Account—a unique 14-digit identification number linked to an individual’s Aadhaar card. This ID, issued by the government of India, aims to streamline access to healthcare benefits and digitally store medical information in a centralized location. The ABHA Health ID card provides:

 Unique and Trustworthy Identity: Ensuring seamless coordination and continuity of care across various healthcare services.
Unified Benefits: Linking all healthcare benefits, including public health programs and insurance schemes, to the unique ABHA number.Easy Access to Medical Information: Enabling individuals to access their medical records effortlessly, including test results, medication prescriptions, and other pertinent details.
Enhanced Doctor-Patient Interaction: Facilitating comprehensive insights for physicians by easily providing medical records through the Health ID card.
Acceptance of AYUSH Treatments: Acknowledgment at AYUSH treatment institutions, offering alternative healthcare practices.
Hassle-Free Access and PHR Sign-Up: Simplified access to medical information and easy sign-up for Personal Health Records (PHR) applications, such as the ABHA application

Conclusion 

This article has elucidated the differences between the ABHA Card and Ayushman Card, aiding individuals in making informed decisions regarding enrollment. Understanding enrollment procedures, coverage amounts, and eligibility criteria is essential. If further assistance is required, consulting with Niva Bupa insurers can provide valuable guidance.